What's In Your Wallet: The Credit Card Points/Rewards Thread

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1) check the award chart -- http://mileageplusupdates.com/images/United-Award-Chart.pdf
2) united metal is significantly cheaper than partner airlines. to save, be sure you're looking at united flights.
3) of course, only look for "saver" awards -- "standard" awards are shit.
4) you shouldn't be spending points on a cheapo $320 flight tbh

Yeah, only use it for bigger flights. International preferred. I flew 10 hours to AMS for 25k points in economy. I can fly 1 hour to Oregon for the same points. No-brainer.
 
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1) check the award chart -- http://mileageplusupdates.com/images/United-Award-Chart.pdf
2) united metal is significantly cheaper than partner airlines. to save, be sure you're looking at united flights.
3) of course, only look for "saver" awards -- "standard" awards are shit.
4) you shouldn't be spending points on a cheapo $320 flight tbh
Yeah, only use it for bigger flights. International preferred. I flew 10 hours to AMS for 25k points in economy. I can fly 1 hour to Oregon for the same points. No-brainer.
I fly SF-SAN sometimes on points, but only if I can get a saver award. 20k points and $10 for a flight that's often $300 is worth it in my opinion.
 
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I fly SF-SAN sometimes on points, but only if I can get a saver award. 20k points and $10 for a flight that's often $300 is worth it in my opinion.
That's about as low-value as you can get on the points, which goes back to the earlier discussion. If you aren't travelling internationally or don't plan expensive flights, using points for domestic is fine, but you're not getting your best value.

Personally, I'd rather convert my Chase UR points to United (edit: booking thru Chase) and book a flight on something like Lufthansa at a $0.04+ per dollar return. In my recent AMS case, I pulled around $0.06.
 
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That's about as low-value as you can get on the points, which goes back to the earlier discussion. If you aren't travelling internationally or don't plan expensive flights, using points for domestic is fine, but you're not getting your best value.

Personally, I'd rather convert my Chase UR points to United and book a flight on something like Lufthansa at a $0.04+ per dollar return. In my recent AMS case, I pulled around $0.06.
Do you not use the Chase rewards system to book travel? I was looking, and it doesn't seem too bad a deal when you consider the 1.5x multiplier when booking through that system vs. transferring to a travel partner
 
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Do you not use the Chase rewards system to book travel? I was looking, and it doesn't seem too bad a deal when you consider the 1.5x multiplier when booking through that system vs. transferring to a travel partner
Yeah that's what I meant. Including the multiplier it's easy to hit 5 cents or more on the dollar. You can get partner flights that way too.
 
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Yeah that's what I meant. Including the multiplier it's easy to hit 5 cents or more on the dollar. You can get partner flights that way too.
Also I'm an idiot and got confused. I transferred because it was last-minute and couldn't get a good deal thru the Chase Travel Portal. YMMV.
 
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1) check the award chart -- http://mileageplusupdates.com/images/United-Award-Chart.pdf
2) united metal is significantly cheaper than partner airlines. to save, be sure you're looking at united flights.
3) of course, only look for "saver" awards -- "standard" awards are shit.
4) you shouldn't be spending points on a cheapo $320 flight tbh
Yeah, only use it for bigger flights. International preferred. I flew 10 hours to AMS for 25k points in economy. I can fly 1 hour to Oregon for the same points. No-brainer.

Thanks for the info! Saving up for better value does make sense. Though currently i was looking for a flight for my SIL to come out to SD. I would rather use points than $$ right now. Also i think my overall dislike of United was tainting my opinion and search. I was finding some 12.5k one way flights...but They were mostly 12-14hr trips just to MI. After searching a bunch i did find done good options, (25k RT Detroit to San Diego, and 37.5k RT Lansing to SD).

I do feel like the reward build up and travel has lots of potential but it also feels a little daunting.
 
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Thanks for the info! Saving up for better value does make sense. Though currently i was looking for a flight for my SIL to come out to SD. I would rather use points than $$ right now. Also i think my overall dislike of United was tainting my opinion and search. I was finding some 12.5k one way flights...but They were mostly 12-14hr trips just to MI. After searching a bunch i did find done good options, (25k RT Detroit to San Diego, and 37.5k RT Lansing to SD).

I do feel like the reward build up and travel has lots of potential but it also feels a little daunting.
IMO as long as you're happy with the usage of your miles/points, and that you actually use them, it's all good!
 
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united is awesome
I had a terrible time with the United card. I got a targeted mailer for 60k points after min spend but after I applied, the confirmation in the email said 40k points. It took me four calls to customer service and finally getting ahold of someone on Twitter, taking a picture of the mailer, and sending it to them for them to honor it.

Very unlikely to ever get a United card again - it was far too time consuming for something that should have been a quick check. Granted, this was all on Chase, but it's United's branded card so they get smeared with mud too.
 
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I had a terrible time with the United card. I got a targeted mailer for 60k points after min spend but after I applied, the confirmation in the email said 40k points. It took me four calls to customer service and finally getting ahold of someone on Twitter, taking a picture of the mailer, and sending it to them for them to honor it.

Very unlikely to ever get a United card again - it was far too time consuming for something that should have been a quick check. Granted, this was all on Chase, but it's United's branded card so they get smeared with mud too.
I canceled my MileagePlus explorer and signed up again after getting the 60k offer on United's site. Just got the card and I was debating verifying the 60k bonus with Chase so now I'm definitely going to.
 
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I canceled my MileagePlus explorer and signed up again after getting the 60k offer on United's site. Just got the card and I was debating verifying the 60k bonus with Chase so now I'm definitely going to.
If you don't get anywhere with their customer service line, I'd recommend taking it Twitter. Companies will bend over backward to avoid public embarrassment with how many options there are for airlines, credit cards, etc.
 
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united is awesome
TBH, they are the airline I would pay for if spending my own money (vs business or rewards travel) and they have the best lower and mid-tier status programs. It sucks that so many people have status, but I'll fly United over Southwest 100% of the time. And the transfer partners thing is awesome too, Lufthansa is amazing at United prices.

Except United doesn't offer Companion Pass for $70/year. Looks like I'll be spending more time on SW immediately.
 
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TBH, they are the airline I would pay for if spending my own money (vs business or rewards travel) and they have the best lower and mid-tier status programs. It sucks that so many people have status, but I'll fly United over Southwest 100% of the time. And the transfer partners thing is awesome too, Lufthansa is amazing at United prices.

Except United doesn't offer Companion Pass for $70/year. Looks like I'll be spending more time on SW immediately.
I’d have to do some srs soul searching if it was available here. sort of glad it isn’t.
 
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Southwest has the most non-stop destinations out of MKE. If I could get a $70 companion pass, I would do it in a heartbeat for one or two family trips a year.

I’d still fly Delta for work.
 
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What's everyone's philosophy on earn/burn vs. stockpiling? I know it's risky business for straight airline miles cards given the frequent devaluations or outright elimination of charts (looking at you, Delta), but for things like UR that seem to carry a steadier value I tend to hang on to them longer before putting them to use. I'm gonna take stock of my points balances come Jan 1 and figure out how much I'm actually picking up quarterly, but I've yet to drop any significant chunk of points on anything big (just a short notice domestic flight here or there).
 
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What's everyone's philosophy on earn/burn vs. stockpiling? I know it's risky business for straight airline miles cards given the frequent devaluations or outright elimination of charts (looking at you, Delta), but for things like UR that seem to carry a steadier value I tend to hang on to them longer before putting them to use. I'm gonna take stock of my points balances come Jan 1 and figure out how much I'm actually picking up quarterly, but I've yet to drop any significant chunk of points on anything big (just a short notice domestic flight here or there).
I've been burned before a la Hilton Honors. I'm more of an earner and burner now. I try to keep a min of 150k UR points available for a couple economy tixx or one business ticket. Beyond that, use it and be happy!
 
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I've been burned before a la Hilton Honors. I'm more of an earner and burner now. I try to keep a min of 150k UR points available for a couple economy tixx or one business ticket. Beyond that, use it and be happy!
Yeah, I like knowing I have some sort of emergency balance, particularly when flying out of my home airport where rewards flights are disproportionately cheaper than the $ cost of the ticket if I have to get out quick for something unexpected. I'm sitting at like 230k UR right now so I could certainly use some, but (going back to the earlier discussion a bit), I don't really need to when most of my summer travel happens from MSP or CHI and it's generally very pretty affordable to get a nonstop to Europe.
 
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